SIP Calculator

Estimate what a monthly SIP could grow to. Adjust the amount, expected return and duration to see the maturity value and how much of it is returns rather than your own contributions.

₹10.0 K per month

%

Long-term equity funds have historically returned 10–14%.

yrs

Maturity value

₹23.23 L

after 10 years

🎯

Total invested

₹12.00 L

💰

Estimated returns

₹11.23 L

94% gain

📈

Invested vs returns

Growth over time

Projections assume a constant annual return compounded monthly, with each instalment invested at the start of the month. Actual returns vary.

What is a SIP?

A Systematic Investment Plan invests a fixed amount every month, so you buy more units when markets are low and fewer when they are high. Over long periods, compounding does most of the work: the returns portion above typically overtakes what you actually invested.