Free to use, no sign-up needed. Amounts in rupees, built around how Indian SIPs and loan EMIs actually work.
Turn a CTC into what actually reaches your bank — Basic, HRA, provident fund and income tax, with the full working shown.
Open calculator →Both regimes computed from the same salary and the deductions you actually claim, so you can see which one costs you less.
Open calculator →See what a fixed monthly investment could grow to, and how much of the maturity value is returns rather than your own contributions.
Open calculator →Raise your SIP each year as your income grows. Compounding on those increases adds up to far more than the extra contributions alone.
Open calculator →Monthly instalment for a home, car or personal loan — plus total interest and a month-by-month repayment schedule.
Open calculator →FinPlan tracks your actual expenses, wealth, salary structure, loans, goals and plan — with your salary and EMIs feeding your monthly cash flow automatically, so you only enter anything once.
See what FinPlan does