Your income rises each year — your SIP can too. See how an annual increase changes the maturity value, and what your instalment grows to by the final year.
₹10.0 K per month
Long-term equity funds have historically returned 10–14%.
How much you increase the monthly amount each year.
Maturity value
₹33.74 L
after 10 years
Total invested
₹19.12 L
Estimated returns
₹14.62 L
76% gain
Final year's SIP
₹23.6 K
per month
Projections assume a constant annual return compounded monthly, with each instalment invested at the start of the month. Actual returns vary.
Your income usually rises every year, but a fixed SIP does not. Raising your instalment annually — even by 10% — compounds far more than the extra contributions alone suggest, because each increase also earns returns for the remaining years.